51Ç鱨վ

December 2021 Update:

51Ç鱨վ remains committed to providing employees with comprehensive retirement planning resources. We are pleased to announce more enhancements to our 51Ç鱨վ 403(b) and 401(a) Cash Match Retirement Plans. Effective February 1, 2022, Fidelity Investments® will support our enrollment, vendor, investment, and salary reduction (deferrals) election process, regardless of whether you have an account with TIAA or Fidelity.

This change means, you will no longer be required to complete paperwork or forms to make updates to your deferral or vendor election (Fidelity or TIAA) for the 403(b) and 401(a) Cash Match Plans. If you already have a salary reduction agreement in place, your current deferral elections will continue without interruption, and you will not need to take any action.

We believe the following enhancements will make managing your retirement account even easier.

One-stop convenience

Starting in February 2022, an updated NetBenefits® website will be available for all your retirement account needs. Whether you have an account with Fidelity or TIAA, a NetBenefits account will provide you with the ability to:

• View your account balance with Fidelity and/or TIAA
• View or change the amount you are putting in the 403(b) Plan
• Change retirement vendors, Fidelity and/or TIAA
• Access links to specific retirement provider account information
• Enroll in the 403(b) and 401(a) plans and select your retirement provider(s), Fidelity and/or TIAA as a new participant

Employees with accounts at Fidelity will continue to use their current NetBenefits username and password to log on and manage their account.

Employees with TIAA accounts will need to create a username and password to be able to access NetBenefits.

Once logged on, all employees can view account balances and access links to manage investment allocations or to initiate transactions for your retirement plan account.

Important Note:

While we transition to the new process, there will be a brief period during which you will be unable to change your deferral amount or your vendor election. The last day you make these transactions through your Benefits Office, using a paper form, will be January 10, 2022. You can make these changes online through your new NetBenefits login beginning February 1, 2022.

All employees will be able to log on to their Fidelity NetBenefits account at beginning February 1, 2022 to make the above changes. If you have any questions about the changes, please contact Fidelity at 800-343-0860 or your benefits office.